Virtual cards that just work
Spin up GBP or EUR cards for Amazon, Shein, ASOS or any store with no declines.
For personal shoppers & resellers
Shop globally,pay locally.
Check out on US, UK and China sites in their own currency, pay suppliers instantly, and keep every naira of your margin instead of losing it to bad rates.
Get started free
Zero
hidden FX markups on checkout
The problem
Sound familiar?
The everyday frustrations we built Yolat to erase.
Your card gets declined on foreign checkout pages again.
Middlemen and agents eat into the margin you worked for.
You never really know the rate until the money's already gone.
Paying a supplier takes days, and stock sells out while you wait.
Why Yolat
Built for the wayyou move money.
Margins you can see
One transparent fee shown upfront, so you price your goods with confidence.
Pay suppliers direct
Send straight to sellers in the US, UK, Turkey or China at the real exchange rate.
Instant settlement
Lock in stock the moment you find it and payments land in seconds, not days.
How it works
01
Fund your wallet
Top up in your local currency and hold balances in EUR, GBP and more.
02
Pay the store or supplier
Check out with a virtual card or send a direct transfer at the mid-market rate.
03
Sell & repeat
Restock faster, protect your margin, and grow your reselling business.
“I used to lose almost 15% to agents and bad rates. Now I pay my UK suppliers directly and my margins finally make sense.”
Donald Eze
Thrift & fashion reseller, Lagos
FAQ
Got questions?We've got answers.
Yes, create a virtual card in the currency the store charges in (GBP, EUR and more) and check out like a local shopper. No more declines from foreign merchants.
Not quite you?
See everyone we build for
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International students
Receive your allowance and pay tuition abroad without the fees.
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Your money shouldmove with your life.
Join thousands of people using Yolat to send, receive, and manage money globally with ease.
Expert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent cost