1. Our Services

1.1. As a user of our Services, we have certain rules in order to facilitate transactions, and when you access our Services to make any transactions, we will require the following details from you:

1.2. For transactions below $2500, and as a visitor, while these Terms will apply to your use of our Services, we might require you to create an account before the transaction is completed.

1.3. For transactions above $2500 using our Services, we will require you to create an account, collect the above details, and verify the details, before the transaction can be completed.

2. Eligible Users and Responsibility

2.1. When you create an account with us, you guarantee us that you are above the age of 18, and that the information you provide us is accurate, complete, and current at all times. Where you provide any information that is inaccurate, incomplete, or false, we will terminate your account on our Service

2.2. You are solely responsible for maintaining the confidentiality of your account, including but not limited to; passwords, PINs and two(2) factor authentication services including but not limited to the restriction of access to your computer and/or account.

2.3. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

2.4. You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization. You may not use as a username any name that is offensive, vulgar or obscene.

2.5. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel any services at our sole discretion.

3. Access to our Services

3.1. We cannot and do not guarantee that any of our Services will always be available, uninterrupted or fault-free. We will not be liable to you if for any reason, the Service is unavailable at any time or for any period.

3.2. We do not guarantee that our Service or any content on it will be free from errors or omissions.

3.3. You are responsible for making all arrangements necessary to have access to our Service and for ensuring that all persons who access the Service through your profile are aware of these terms of use and other applicable terms and conditions and that they comply with them.

4. Prohibited Use

4.1. You agree not to use our Services:

4.1.1. any way that violates any applicable national or international law or regulation.

4.1.2. for the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.

4.1.3. to transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter,” “spam,” or any other similar solicitation.

4.1.4. to impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.

4.1.5. in any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

4.1.6. to engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of Service, or which, as determined by us, may harm or offend the Company or users of the Service or expose them to liability.

4.1.7. from anywhere in the United States of America (USA), its surrounding territories, or

4.2. Additionally, you agree not to:

4.2.1. Use the Service in any manner that could disable, overburden, damage, or impair Service or interfere with any other party’s use of Service, including their ability to engage in real time activities through Service.

4.2.2. Use any robot, spider, or other automatic device, process, or means to access the Service for any purpose, including monitoring or copying any of the material on Service.

4.2.3. Use any manual process to monitor or copy any of the material on Service or for any other unauthorized purpose without our prior written consent.

4.2.4. Use any device, software, or routine that interferes with the proper working of Service.

4.2.5. Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.

4.2.6. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of Service, the server on which Service is stored, or any server, computer, or database connected to Service.

4.2.7. Attack the Service via a denial-of-service attack or a distributed denial-of-service attack.

4.2.8. Otherwise attempt to interfere with the proper working of the Service.

5. Changes to the Service

5.1. We reserve the right to withdraw or amend our Service, and any service or material we provide via Service, in our sole discretion without notice. We will not be liable if for any reason all or any part of Service is unavailable at any time or for any period.

5.2. From time to time, we may restrict access to some parts of Service, or the entire Service, to everyone, including registered users.

6. Modifications/Amendments to the Term of Use

6.1. We reserve the sole rights to amend the Terms at any time by posting the amended terms on this site. It is your responsibility to review these Terms periodically.

6.2. Your continued use of the Service following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

6.3. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use Service.

7. Limitation of Liability

7.1. Except as prohibited by law, you will hold us and our officers, directors, employees, and agents harmless for any indirect, punitive, special, incidental, or consequential damage, however it arises (including attorneys' fees and all related costs and expenses of litigation and arbitration, or at trial or on appeal, if any, whether or not litigation or arbitration is instituted), whether in an action of contract, negligence, or other tortious action, or arising out of or in connection with this agreement, including without limitation any claim for personal injury or property damage, arising from this agreement and any violation by you of any federal, state, or local laws, statutes, rules, or regulations, even if the Company has been previously advised of the possibility of such damage. except as prohibited by law, if there is liability found on the part of the Company, it will be limited to the amount paid for the products and/or services, and under no circumstances will there be consequential or punitive damages. Some states do not allow the exclusion or limitation of punitive, incidental or consequential damages, so the prior limitation or exclusion may not apply to you.

8. Disclaimer

8.1. WE OPERATE A BETA SERVICE AND THESE SERVICES ARE PROVIDED BY US ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THEIR SERVICES, OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED THEREIN. YOU EXPRESSLY AGREE THAT YOUR USE OF THESE SERVICES, THEIR CONTENT, AND ANY SERVICES OR ITEMS OBTAINED FROM US IS AT YOUR SOLE RISK.

8.2. NEITHER US NOR ANY PERSON ASSOCIATED WITH US MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES.

8.3. WITHOUT LIMITING THE FOREGOING, NEITHER US NOR ANYONE ASSOCIATED WITH US REPRESENTS OR WARRANTS THAT THE SERVICES, THEIR CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE SERVICES OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

8.4. WE DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

8.5. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

9. Beta Agreement

9.1. We operate a beta version of our Service and you will be asked to provide feedback to us and assume all risks associated with our Service.

9.2. by downloading or using our Service, you expressly agree to the following terms. if you do not agree to any provisions contained herein, you must not download or immediately discontinue any use of our Service.

9.3. You acknowledge and agree that we offer our Service “as is” without warranty of any kind, express or implied, and subject to the terms contained in this Terms. We shall have no obligation to maintain, correct, update, change, modify, or otherwise support our Service.

9.4. We make no guarantee or commitment as to the success of our Service. You acknowledge that the privacy terms set forth or referenced will not apply to beta testing and no privacy or security should be reasonably expected during this beta testing. Beta testing is at the entire risk of you, not us.

9.5. We shall not be liable for any lost revenue, lost profits, or other incidental or consequential damages even if advised of the possibility of such damages by reason of any performance or non‐performance under this Terms, and furthermore, we shall not be liable for any delays, losses, or other damages which may result from the furnishing or canceling of any of our software, features, and/or modules, including, but not limited to, our Services.

10. Intellectual Property

10.1. We and our Partners own all intellectual property rights in the Service and any materials published on it. These rights are protected under applicable copyright laws in Nigeria and all such rights are reserved. You may only access and use the materials for personal use and you may not otherwise reproduce, distribute, publicly display or modify without a license to do so from us.

10.2. We own or are the licensor of all rights, titles, and interests, in and to the Service including all rights under patents, copyrights, design rights, trade secrets, and any and all other proprietary rights. Any disassembling, decryption, extraction, re-use, re-engineer, reverse engineering, copying or more generally any act of reproduction, representation, transmission or use of any of these elements, in part or in whole, without our authorization is strictly prohibited and will result in legal action.

10.3. If you believe the content of our Service may have infringed on your copyright in any manner, kindly contact us at business@yolat.com and we will immediately take steps to stop or remedy such breach.

11. Third Party Websites

11.1. Our Service may contain links to third party web sites or services that are not owned or controlled by Yolat

11.2. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

11.3. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.

11.4. We strongly advise you to read the terms of service and privacy policies of any third party web sites or services that you visit.

12. Communication

12.1. By accessing and using our Services, you consent to receiving electronic communications, and that all notices, disclosures and other communications we provide to you electronically through emails or displayed on our Service satisfy any legal requirement for written communications.

12.2. You agree to the use of electronic signatures, contracts, orders and other records and to the electronic delivery of records of transactions initiated or completed by you. You waive the rights or requirements of any law in any jurisdiction which require original signature, or delivery or retention of non-electronic records.

13. Termination

13.1. We may terminate or suspend your account and bar access to Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of Terms.

13.2. If you wish to terminate your account, you may simply discontinue using Service without any notice to us.

13.3. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding Service.

14. Waivers and Severability

14.1. No waiver by us of any term or condition set forth in Terms shall be considered a further or continuing waiver of such term or condition or a waiver of any other term or condition, and our failure to assert a right or provision under Terms shall not constitute a waiver of such right or provision.

14.2. If any provision of Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of Terms will continue in full force and effect.

15. Governing Law

15.1. These Terms of Use are governed by Nigerian law. In the event of a dispute regarding the validity, interpretation and/or execution of these terms, the parties submit to the exclusive jurisdiction of the Nigerian courts.

16. Contact Us

16.1. For any complaints, comments, feedback, requests for technical support, please contact us here business@yolat.com