Send money like a local, anywhere it lands.

Transfer money to 40+ countries across Africa, Europe, Asia and North America. No transfer fees on most corridors. Live rates. Arrives fast.

How much do you want to send?

Mid-market rate

You send

1 CAD = 0.00 NGN

They receive

Conversion amount
$0
Transfer fee
FREE
Transfer time
Instantly

Total from your account

$0

Send corridors

Send money to40+ countries

Why Yolat

Everything you needfrom a cross-border transfer

Zero transfer fees on most corridors

No flat fee per transfer. No percentage charge. Yolat earns from the exchange rate spread, what you see is what gets sent.

Saved beneficiaries

Save recipients once and send again in one tap. The more you use Yolat, the faster it gets, because your history works for you.

Live transfer tracking

Track every transfer in real time, from initiated to delivered. Know exactly where your money is at every stage. No more checking and wondering.

Rate alerts for better timing

Set a target rate and get notified when it hits. Send when the rate works in your favour, not just when you happen to open the app.

Local rails, faster than SWIFT

Most corridors use domestic payment networks, not SWIFT. That means funds arrive in hours, not days, with no intermediary bank fees.

Full transparency before you confirm

See the exact rate, fee, and recipient amount before you hit confirm. No hidden deductions discovered after the fact.

How they get paid

However they bank,reach them.

Straight to their bank

GTBank, Access, Equity, Ecobank, Absa and hundreds more. Money lands in the account they already use.

Straight to mobile money

M-Pesa, MTN MoMo, Airtel Money and more, perfect for family without a bank account nearby.

Global bank payout too

Need to reach a USD, GBP or EUR account abroad? Yolat sends there as well, on the same clear pricing.

How it works

Four taps from“send” to “landed”.

1

Pick who you're sending to

Save them once, name, bank or mobile money number, and they're a tap away from then on.

2

See exactly what they'll get

Live mid-market rate, the fee, and the amount that lands, all before you confirm.

3

Confirm with your PIN

One tap to approve. Biometrics or your PIN keeps the transfer yours alone.

4

Watch it land

Follow every stage in real time until the money reaches your recipient.

Why people send with Yolat

Real money, real reasons.

Send home, on time, every time

Set up monthly support to family in Lagos, Mumbai or Manila. It lands in seconds.

Pay the school, pay the landlord

Pay tuition or rent in GBP, EUR or USD and get receipts ready when admissions or your landlord asks.

Pay collaborators across borders

Send to teammates and contractors in USD, EUR, INR or AED, and let them invoice you back in stablecoin if they prefer.

FAQ

Questions peopleoften ask.

  • Yes, on most corridors. Yolat charges zero flat transfer fees. Revenue comes from the exchange rate spread, which is shown to you before you confirm. SWIFT transfers carry a flat $15 fee, which is disclosed upfront.

Send your first transfer inunder two minutes.

Sign up, verify in a single tap, and try a small transfer to a friend.

Expert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent cost